Best Credit Cards for EV Charging
Electric vehicle adoption is surging, leading to increased use of public charging stations. Rather than viewing charging as an unavoidable expense, EV owners can strategically leverage credit cards to earn rewards on these costs.
Top Credit Cards for EV Charging
Several credit cards offer attractive rewards programs for EV charging. Here’s a breakdown of some of the best options:
- Bank of America® Customized Cash Rewards: Offers a $200 online cash rewards bonus after spending $1,000 within 90 days. Earns 6% cash back on EV charging stations (for the first year, then 3%) up to $2,500 per quarter. Annual fee: $0
- Chase Freedom Flex®: Provides a $200 cash back bonus after spending $500 in the first three months. 5% cash back on EV charging (as a rotating category, up to $1,500), otherwise 1% cash back. Annual fee: $0
- Chase Sapphire Preferred® Card: Offers 75,000 bonus points after spending $5,000 in the first three months. Earns 3 points per dollar spent. Annual fee: $95
- Citi Strata Premier® Card: Provides 60,000 bonus points after spending $4,000 in the first three months. Earns 3 points per dollar spent. Annual fee: $95
- Wells Fargo Autograph® Card: Offers 20,000 bonus points after spending $1,000 in the first three months. Earns 3 points per dollar spent. Annual fee: $0
The Points Guy highlights the Bank of America Customized Cash Rewards for its higher quarterly spending caps, allowing for potential 6% cash back on EV charging during the first year. The Chase Freedom Flex is a reliable choice due to EV charging being a rotating bonus category quarterly since 2023.